Money

What a plot really costs, stamp duty and guideline rates, loans, and the difference between living and investing.

Aerial view at dusk of a grid of unpaved roads laid across empty plotted land, with a city skyline on the horizon.

Buying to live vs buying to invest

A home and an investment are different purchases of the same land. Five questions where the answers pull apart, and the one record both of them begin on.

8 Sep 2025

A two-storey brick house under construction on open ground, wrapped in bamboo scaffolding, with a heap of sand, a cement mixer and a stack of red bricks in front of it.

Money8 min read प्लॉट पर लोन

Plot loans are not home loans

Less of the value funded, fewer years, sometimes a deadline to build, a tax break that waits — and a bank that checks the ground before it checks you.

8 Sep 2025

Two men at a wooden table in a sunlit office, one resting his hand on a stack of papers pulled from a worn cardboard file.

Money7 min read बेचते वक़्त

The questions your own buyer will ask you, asked now

One day you are the seller, and every gap in your file becomes a discount. The five things to get in order years before you list a plot.

8 Sep 2025

Two men in plain shirts shake hands across a worn wooden table in a dim room, a few sheets of paper lying between them.

Money7 min read सौदा बनाम ख़र्च

The price is not the cost: stamp duty, guideline rate and the real total

On a ₹50 lakh plot you pay ₹55.25 lakh before a brick is laid. How stamp duty and the guideline rate work in Madhya Pradesh, and the four costs that come after.

8 Sep 2025

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