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Tagged “loan”

3 posts about loan.

Four members of a family sit around a wooden kitchen table with a folder and loose papers between them, nobody writing yet. Papers & law8 min read नाम किसके?

Whose name goes on the sale deed

Who paid and whose name is on the deed are two different questions. What the choice changes, and why to settle it at home, weeks early, not at the desk.

8 Sep 2025
A two-storey brick house under construction on open ground, wrapped in bamboo scaffolding, with a heap of sand, a cement mixer and a stack of red bricks in front of it. Money8 min read प्लॉट पर लोन

Plot loans are not home loans

Less of the value funded, fewer years, sometimes a deadline to build, a tax break that waits — and a bank that checks the ground before it checks you.

8 Sep 2025
A padlocked iron gate between concrete pillars opens onto an empty walled plot, with a neem tree and half-built houses beyond at sunset Papers & law9 min read इस ज़मीन पर किसी का हक़ तो नहीं?

The encumbrance question: is a loan or a court order already on the land?

A plot can carry a mortgage, a court attachment or a pending suit you cannot see from the gate. What an encumbrance certificate shows, and what it misses.

8 Sep 2025

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